Pricing
Preview free.
Pay when you print.
Upload your report, answer the question cards and preview every letter we prepare, free. Unlock a report to download, print, approve and send its letters: once for $29, or with a plan charged only in months you use it.
Your free options come first.
Disputing is free. You can dispute inaccurate information directly with the credit bureaus yourself, at no cost, and get your credit reports free at AnnualCreditReport.com.
Accurate negative information is not an error, and disputing it will not remove it. No result or score change is guaranteed, with or without CheckDispute.
What you pay for: we do the work.
- We read your report and point out the details worth checking.
- We organize your evidence and link every letter to the lines of your report it relies on.
- We prepare your letters, and you can work in English or Spanish.
- We print and mail them with tracking, if you want.
- We translate and explain the replies you receive (Plus and Premium).
- We arrange a remote notarization when someone asks you for one.
Unlock one report
One report, one time
- We read your report and prepare source-linked letters
- Download, print, approve and send every letter for that report
- Follow-up rounds for that report included
A card hold before we prepare; charged only when your letters are ready.
$29 one time per report. Download, print, approve and send every letter for that report, including later rounds after you answer questions or a bureau responds.
If you ask us to prepare letters automatically, we place a $29 hold on your card first. You are charged only when your letters are ready; if preparation fails or drafts no letter, the hold is released.
Monthly plans, charged only in months you use them
Basic
per month you use it
- 1 report a month, with follow-up rounds
- Charged only in months you use it
- Cancel anytime
Plus
per month you use it
- Up to 3 reports a month, unlimited preparation and follow-ups
- Bureau replies translated and explained
- 25% off mailing and e-signing
Premium
per month you use it
- Everything in Plus
- 60% off mailing and e-signing
- 1 notarization included each month
Plans need a card on file. We place a hold when your first service of the month starts and charge it when that service is delivered. Months you don't use are not charged. No month-end bills.
Member prices for mailing and e-signing apply in any month your plan fee is paid.
Add-ons, charged only when performed
- Electronic signature package: $6.99 · Plus $5.24 · Premium $2.80
- First-Class mail: $6.99 · Plus $5.24 · Premium $2.80
- Certified mail: $24.99 · Plus $18.74 · Premium $10.00
- Certified mail with electronic return receipt: $32.99 · Plus $24.74 · Premium $13.20
Each mailing includes 6 printed pages; each extra page is $0.25, at every price level.
Notarization: $50 ($25 notary session fee + $25 CheckDispute handling); each extra seal or signer $15. Premium includes one notarization a month.
Sales tax, where it applies, is shown at checkout.
How charging works
- Previewing is always free, with no card needed.
- We authorize (hold) the amount when a service starts and charge it only when the service is delivered.
- A report's letters unlock only after its payment succeeds.
- Nothing is billed in advance, at the end of the month or on a schedule.
- Cancel a plan anytime; it stops future charges.
Prices in U.S. dollars. Plan months follow U.S. Eastern Time.