When a bureau writes back This is general information, not legal advice. Disputing is free, and you can always do it yourself with the credit bureaus. After a dispute, the bureau sends you the results of its investigation. Upload the letter you received. You can read it in Spanish, and get a plain-language explanation of what it says. Compare the results with your records. If something is still wrong and you have new information, you can prepare a follow-up. If you believe a bureau or a company didn't handle your dispute properly, you can submit a complaint to the Consumer Financial Protection Bureau at consumerfinance.gov. Remember: disputing is free, and you can do it yourself. Get your free reports at AnnualCreditReport.com. Accurate negative information can't be removed, no result or score change is guaranteed, and CheckDispute never sends anything without your approval. Good to know: - Disputing is free, and you can do it yourself. - Free credit reports: AnnualCreditReport.com - Accurate negative information can't be removed. - No result or score change is guaranteed. - CheckDispute never sends anything without your approval. - General information, not legal advice.