Upload your credit report This is general information, not legal advice. Disputing is free, and you can always do it yourself with the credit bureaus. Start with your free credit reports. AnnualCreditReport.com is the official site for your reports from Equifax, Experian and TransUnion. Save each report as a PDF file. In your workspace, choose the report PDF and upload it. We read it and list each account with the creditor, the balance and the status each bureau reports. Take a minute to compare what you see with your own records, like statements, payment confirmations and letters from the creditor. Your documents stay private, and you can delete them at any time from Privacy and documents. Reading your report doesn't dispute anything. You decide what, if anything, to dispute. Remember: disputing is free, and you can do it yourself. Get your free reports at AnnualCreditReport.com. Accurate negative information can't be removed, no result or score change is guaranteed, and CheckDispute never sends anything without your approval. Good to know: - Disputing is free, and you can do it yourself. - Free credit reports: AnnualCreditReport.com - Accurate negative information can't be removed. - No result or score change is guaranteed. - CheckDispute never sends anything without your approval. - General information, not legal advice.