Review and approve your letters

This is general information, not legal advice. Disputing is free, and you can always do it yourself with the credit bureaus.
Each prepared letter shows the passages of your report it relies on, so you can check every statement it makes.
Read the letter carefully. You can edit your statement, or reject the letter if it isn't right.
If you wrote your answer in Spanish, the letter goes out in English, and you'll read it back in Spanish before you approve it.
Approving locks the exact document. What you approve is exactly what is printed or downloaded.
Add a copy of your ID and a proof of address, which the bureaus usually ask for, and build your letter packet.
Remember: disputing is free, and you can do it yourself. Get your free reports at AnnualCreditReport.com. Accurate negative information can't be removed, no result or score change is guaranteed, and CheckDispute never sends anything without your approval.

Good to know:
- Disputing is free, and you can do it yourself.
- Free credit reports: AnnualCreditReport.com
- Accurate negative information can't be removed.
- No result or score change is guaranteed.
- CheckDispute never sends anything without your approval.
- General information, not legal advice.