How CheckDispute works

This is general information, not legal advice. Disputing is free, and you can always do it yourself with the credit bureaus.
Credit reports can contain mistakes: a balance that's wrong, a payment marked late that you made on time, or an account that isn't yours. You have the right to dispute inaccurate information, and it's free.
With CheckDispute, you start by uploading a credit report you already have. You can get free reports from all three bureaus at AnnualCreditReport.com.
We read the report and show one card for each account worth a closer look. You tap the answer that matches your own records, say you're not sure, or explain it in your own words.
From your answers, we prepare dispute letters that quote the lines of your report they rely on. You review every letter, and you can change it or reject it.
Nothing is sent until you approve it. Print and mail the letter yourself for free, or order mailing with tracking.
Everything works in English and Spanish, including reading the letters the bureaus send back.
Remember: disputing is free, and you can do it yourself. Get your free reports at AnnualCreditReport.com. Accurate negative information can't be removed, no result or score change is guaranteed, and CheckDispute never sends anything without your approval.

Good to know:
- Disputing is free, and you can do it yourself.
- Free credit reports: AnnualCreditReport.com
- Accurate negative information can't be removed.
- No result or score change is guaranteed.
- CheckDispute never sends anything without your approval.
- General information, not legal advice.