Answer with a tap

This is general information, not legal advice. Disputing is free, and you can always do it yourself with the credit bureaus.
After your report is read, you'll see a card for each account worth a closer look, for example a balance that differs between bureaus, or a late payment.
Each card asks one question. Tap the answer that matches your records. If none fits, choose E and explain in your own words, in English or Spanish.
If you're not sure, say so. It's better to check your records first than to dispute something that's accurate.
Accurate negative information is not an error, and disputing it won't remove it. We prepare a letter only where your answer shows a bureau has it wrong.
Confirm your answers are true, then choose Prepare my letters.
Remember: disputing is free, and you can do it yourself. Get your free reports at AnnualCreditReport.com. Accurate negative information can't be removed, no result or score change is guaranteed, and CheckDispute never sends anything without your approval.

Good to know:
- Disputing is free, and you can do it yourself.
- Free credit reports: AnnualCreditReport.com
- Accurate negative information can't be removed.
- No result or score change is guaranteed.
- CheckDispute never sends anything without your approval.
- General information, not legal advice.